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Berliner fintech startup gets going in Austria

pliant founders Fabian Terner (l.) and Malte Rau © pliant

With its market entry into Austria, pliant will become the first credit card provider in Austria with a completely digital credit card management, document collection and integration into accounting. The market entry follows a very successful seed financing round at the end of December 2021, which raised a total volume of € 18 million. These funds are primarily intended to enable the company to press ahead with its internationalisation drive, which is officially starting now.

"We consider our business prospects in Austria to be extremely promising," says Malte Rau, CEO of pliant. "Traditional banks also offer company credit cards. However, like in Germany, these processes are not digitalised, are overly time-consuming and are still paper-intensive." The solution provided by pliant can be seamlessly integrated into existing financial processes and accounting systems. Real credit cards with a credit limit of up to € 1 million and more are handed out. In this way, young and quickly growing firms can pre-finance their expenditures without having to take out loans. The expenditures of every company credit card can be viewed via an easy-to-use Web interface and the defined limits can be managed.

Furthermore, pliant offers the pliant earth feature for business trips. CO2 emission can be compensated for, and cashbacks can be reinvested in certified sustainability projects. Pliant was founded in 2020 by Fabian Terner and Malte Rau. In 2021, the two succeeded in winning over Carsten Maschmeyer as a prominent investor for pliant. At the end of the year a larger round of financing took place which raised € 18 million in fresh capital and attracted further investors.

Go on reading and learn more about digitalisation in Austria!

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